Life and Annuity distribution introduces operational complexity that can be very challenging for legacy platforms. EvolveNXT supports end-to-end producer lifecycle management from onboarding through compensation and ongoing communication. API and file-based integration options support intelligent connectivity to one or more policy administration systems to ensure compensation is calculated from policy events and status changes.  

The platform supports complex, multi-level hierarchies (agency, MGA/IMO, upline/downline) with effective-dated structure and rules-based relationships which are critical for accurately calculating and distributing compensation and managing downstream impacts. 

EvolveNXT supports differential commission plans, multiple advance models, and configurable chargeback logic. Earned and unearned commissions are tracked at the policy level, including at-risk advances tied to terminated or lapsed policies. The platform also supports debt movement up the hierarchy, producer-level debt management, along with complex bonus programs tied to growth, retention, and persistency.